As long as your personal finances look healthy, you should include guilt-free spending into your budget. Here’s why. As you spend more time at home the past couple of years, your budget may have changed dramatically. Aside from taking care of your budget and savings, and allocating an amount for spending, you may also want …
A budget is made up of income, expenses, and savings. These savings can be determined on how much money you have left after you’ve subtracted your expenses from your income. UBOMI has put together some handy tips to help you get into the habit of budgeting, stick to it, and make it more fun! Use …
Budgeting is the key to achieving your financial goals. It can be overwhelming, but you don’t have to be one of those people who fall for budgeting myths and excuses, which can be a hindrance for you to come up with a reasonable monthly household budget. Here are some of the commonly heard ones. Myth …
As premiums rise faster than wages or inflation, most Australians, young ones in general, are discarding health insurance and do not consider it a top priority. Should they reconsider? Is it a good investment? Free healthcare Do you really need health insurance in a country where there’s already access to free healthcare? This depends on …
With the increasing price of petrol, you want to drive as efficiently as possible so you can conserve fuel and save money. These easy tips can help you save bucks on fuel and make your car go further between refills. Use your car less Plan your trips and combine the smaller ones as multiple shorter …
The challenge to maintain a household budget is real, with the cost of living becoming increasingly expensive for many families. How can you reduce your spending at home when food, electricity, maintenance, and other expenses eat up most of your income? Here are some useful tips to try. Weekly menu By planning your meals every …
Since you’ve been learning the importance of money management, you may have encountered the terms ‘financial security’ and ‘financial freedom.’ How do you define them? What are their similarities and differences? How can someone tell if they have achieved either of these goals? Financial Security Financial security refers to the concept that your money is …
Financial Security and Financial Freedom — What’s the Difference? Read More »
Renovating a home usually brings a positive experience to the owner as it adds value to their property and improves their overall quality of life. Setting aside a home renovation budget can be rewarding when the time comes that you need to fix your home. Blocked gutters, peeling paint, and broken fences can really cause …
A garage sale arbitrage is one of the options to get rid of the stuff you don’t need as soon as possible. It’s doable and can be fun while you earn some quick bucks, but it takes a good deal to work. Before having a garage sale, considering these pros and cons: Pros: Most people …
It seems that most Australians cannot tell exactly how much they spend on a regular basis. As a result, these infrequent costs really blow the budget. Here are the 10 commonly forgotten expenses to save for to avoid getting caught short. 1. Annual physical You are supposed to have a physical checkup annually and visit …
@ Copyright 2022 – MoMa Technologies Pty Ltd trading as UBOMI
Copyright 2022 – MoMa Technologies Pty Ltd trading as UBOMI.
